What we discuss
Before any decision
Motor insurance is easy to renew and easy to misunderstand. We help you read what is actually covered before the renewal date arrives.
- 1Vehicle and usage details
- 2Coverage options compared
- 3Add-ons explained clearly
- 4Renewal support when due
Third-party vs comprehensive
Know the difference between the statutory minimum and wider own-damage protection.
Add-ons that matter
Zero depreciation, engine protection and roadside assistance explained in context of your usage.
Claim documentation
Guidance on documents and process expectations so renewals and claims stay straightforward.
Renewal reminders
Support so a lapse in cover does not happen by accident.
Renewal checklist
Before You Renew
A quick review can help you understand what your current policy covers before renewal.
Check Your Coverage
Review third-party liability, own-damage protection and other applicable coverage in your policy.
Review Add-ons
Understand whether add-ons such as zero depreciation or roadside assistance are relevant to your vehicle and usage.
Check IDV & Deductibles
Review the insured declared value and applicable deductibles shown in your policy documents.
Review Claims & NCB
Check your previous claim details and No Claim Bonus information before renewing.
Actual coverage depends on the policy wording, exclusions, conditions and applicable terms.
Read about Car Insurance
All articlesZero-Depreciation Cover Explained: What Changes When You Make a Claim
Depreciation can significantly reduce what you receive in an own-damage claim. Here is how the zero-dep add-on works, its limits, and who typically considers it.
Third-Party vs Comprehensive Car Insurance: What Each One Covers
One is the legal minimum; the other protects your own car too. Understanding the gap helps you avoid an expensive surprise after an accident.
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