SmartInvestmentKaro respects the privacy of every visitor. This policy explains how personal information submitted through this website is collected, used, stored and protected.

Information We Collect

When you submit a consultation or enquiry form, we collect:

  • Name
  • Phone number
  • Email address
  • Selected service or enquiry category
  • Any information you voluntarily include in your enquiry or consultation request

Like most websites, basic technical information (such as browser type, device information and request logs) may be processed automatically by our hosting and security providers to operate and protect the website.

We do not ask for Aadhaar, PAN, bank details, health records or financial account credentials through this website. Please do not include such details in an enquiry.

How We Use Personal Information

Information you submit may be used to:

  • Respond to your consultation request
  • Contact you about the service you asked about
  • Understand the nature of your enquiry
  • Provide the information you requested
  • Maintain records of enquiries
  • Improve our website and services
  • Prevent spam, abuse and security incidents
  • Comply with applicable legal and regulatory obligations

We do not sell your personal information.

Consent and Your Choices

When you submit personal information through a consultation form, it is processed for the purposes described in this policy.

You may contact us at any time to ask about the personal information we hold about you, subject to applicable law.

Data Sharing

Your information is shared only where reasonably necessary, with:

  • Authorised persons who handle enquiries on our behalf
  • Technology and service providers that support website hosting, database storage and security
  • Regulators, courts or law enforcement where required by law

Your information is not automatically shared with insurers or financial institutions. If your enquiry needs to be referred to a relevant provider or professional for follow-up, this happens only as appropriate to the service you requested and applicable requirements.

Data Security

We use reasonable technical and organisational measures to protect personal information, including access controls that restrict enquiry records to authorised persons. However, no method of transmission or storage over the internet is completely secure, and we cannot guarantee absolute security.

Data Retention

Personal information is retained only for as long as reasonably necessary for the purposes described in this policy, for normal business operations, resolving disputes, maintaining security, and meeting legal or regulatory obligations.

Your Rights

Subject to applicable Indian data-protection law, you may be entitled to:

  • Request information about how your personal data is processed
  • Request correction or updating of your personal data
  • Withdraw consent where consent is the basis for processing
  • Raise a grievance or complaint about the handling of your personal data

To make a request, please use the contact details below.

Third-Party Links

This website links to YouTube, social media platforms and other third-party websites, which may include insurers or asset management companies. Those websites are governed by their own privacy policies and terms.

Children's Privacy

This website is intended for a general audience and is not knowingly designed to collect personal information from children.

Updates to This Policy

This Privacy Policy may be updated from time to time. The latest version will always be published on this page.

Contact

For questions about this page or about personal information you have submitted, please contact us:

  • Phone: +91 9732752107
  • WhatsApp: +91 9732752107
  • Email: smartInvestmentkaro@gmail.com
  • Office: Monglamaro